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Members 1st Credit Union Individual Retirement Accounts page

Members 1st Credit Union assists its members through a wide assortment of products and services to make sound financial decisions that lead to their improved financial well-being.

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Individual Retirement & Coverdell Educational Savings Accounts


Traditional or Roth IRA Savings Account & Coverdell Educational Savings Account

Designed to help wage earners save for retirement, IRAs are sheltered from taxes and grow faster than regular savings accounts. With a $100 deposit and minimum balance requirement, dividends are paid monthly. Contributions may be made through direct deposit or in lump sums without any monthly fees.

IRA Certificate of Deposit

This option requires a $1,000 minimum deposit, but features the same terms and benefits as our regular certificates of deposit.