Real Estate Loans
When you’re ready to purchase a new home, refinance your current home or make upgrades to create your dream home, there’s no need to go anywhere but Members 1st Credit Union.
We partner with the Federal Home Loan Bank to offer our members conventional mortgages. Enjoy repayment terms up to 30 years with down payments as low as 5% with no mortgage insurance or hidden costs. This can save you thousands of dollars over what other lenders offer.
We offer special home loan financing programs through our partnership with First Integrity Mortgage Services, such as FHA, VA, USDA and other non-conventional mortgages.
Home Equity Line of Credit
Use up to 90 percent of the equity in your home to get the funds you need without dipping into savings and investments. We offer great rates without advance or annual fees or points.
Fixed-Rate Second Mortgage
Borrow between 90 and 95 percent of your home’s equity, and take between 5 and 15 years to repay the loan – all while enjoying a fixed rate and payment.