Members 1st Credit Union website for mobile devices

Menu
LOGIN Login

Members 1st Credit Union Business Loans page

Members 1st Credit Union assists its members through a wide assortment of products and services to make sound financial decisions that lead to their improved financial well-being.

Loan Rates


Effective date 1/1/24


Loan Rates Table
Loan1Maximum TermAPR2
New & Used Auto - call for additional loan terms
2013 - 2024Up to 42 months5.99% - 16.99%
2017 - 202443 - 66 months6.49% - 17.49%
2020 - 202467 - 72 months6.99% - 17.99%
2021 - 202473 - 84 months7.49% - 9.99%
2012 & OlderUp to 36 months7.49% - 18.49%
New & Used Boat, Motorcycle, RV, Trailer
2013 - 2024Up to 42 months6.99% - 17.99%
2017 - 202443 - 66 months7.49% - 18.49%
2020 - 202467 - 72 months7.99% - 18.99%
2021 - 202473 - 84 months8.49% - 10.99%
2021 - 202485 to 120 months9.99% - 10.49%
2012 & OlderUp to 36 months8.49% - 19.49%
Line of Credit
Open end9.50% - 18.00%
Signature Loan
 24 Months9.00% - 18.00%
 25 - 36 Months10.00% - 18.00%
 37 - 48 Months11.00% - 18.00%
Share Secured
 24 Months1.49%
 25 - 60 Months2.49%
 61 - 84 Months3.49%

1Members with direct deposit into their Members 1st account and use auto pay to make their loan payments receive a .25% discount on their vehicle, boat, motorcycle, RV, trailer and camper loan rate. 2APR=Annual Percentage Rate. Rates are based on individual creditworthiness and may change without notice. All loans are subject to credit approval.