Loan Rates


Effective date 3/1/18
Loan1Maximum TermAPR2
New & Used Auto
2007 – 2018 42 months2.99% - 16.99%
2012 – 201843 – 66 months3.25% - 17.25%
2016 – 201867 – 72 months 3.89% - 17.89%
2017 – 201873 – 84 months4.59% - 7.59%
2006 & Older36 months4.25% - 18.25%
New & Used Boat, Motorcycle, RV, Trailer
2007 – 201842 months3.99% - 17.99%
2012 – 201843 – 66 months4.25% - 18.25%
2016 – 201867 – 72 months4.89% - 18.89%
2017 – 201873 – 84 months5.59% - 8.59%
2006 & Older36 months5.25% - 19.25%
Line of Credit
Open end9.00% - 18.00%
Signature Loan
 24 Months8.00% - 18.00%
 25 - 36 Months9.00% - 18.00%
 37 - 48 Months10.00% - 18.00%
Visa® Credit Card (4% min. payment required)
RewardsOpen end 
PlatinumOpen end 
Share Secured
 24 Months1.49%
 25 - 60 Months2.49%
 61 - 84 Months3.49%

1Members with direct deposit into their Members 1st account and use auto pay to make their loan payments receive a .25% discount on their vehicle loan rate. 2APR=Annual Percentage Rate. Rates are based on individual creditworthiness and may change without notice. All loans are subject to credit approval.

Mattis office (314) 487-5628 | Festus office (636) 931-7144 | Toll-free (877) 487-5628

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